UK Loan Listed

Overview of Student Loans Company, UK

The Student Loans Company UK is a public sector company which provides services to college and university students throughout England and Wales, Scotland and Northern Ireland. It works in partnership with local authorities who are responsible for awarding government funded loans for tuition and maintenance fees, and administers loans, scholarships and bursaries. It also administers the repayment of loans which are made through the tax system.

Students can use the Student Loan Company UK to access the help and information they need, as the company will refer them to the correct domicile site relevant to the students needs. Help and advice can be found through the site on obtaining loans and grants, with additional information available to those students who have dependants or learning disabilities.

Once a student has applied to their local authority or student award agency for the financial assistance they need, the Student Loans Company are responsible for administering the awarded funds, and for paying the institute of higher education the awarded funds. They will also deal with and administer any free grants and scholarships awarded.

They can be contacted regarding any student enquiries about their funds or with any complaints concerning the way their funds are being received or delayed. Any student who has queries regarding the status of their application for university funding will be directed to the relevant site for their area to deal with their concerns, by simply accessing the Student Loans Company.

In the UK students are not responsible for repaying their loans until they have graduated and are earning in excess of #15,000 a year. Instead of repaying a financial institute a set amount though, the required repayments are deducted through the tax system and are repaid from earnings at source, thus reducing the net income of the graduate by deducting the repayment from gross salaries.

Graduates who are currently repaying their loans through the previous mortgage style repayment system can also refer to the Student Loans Company UK with any enquiries about their loans, as the company continues to administer the collection of these.

Along with the UK Customs and Tax office the Student Loans Company UK is responsible for administering loan repayments. Graduates can contact the company regarding any advice or help they need over repaying their loans.

In addition the Student Loans Company provides up to date information on interest rates and statistics. It produces annual statistics on loans and financial aid, as well as national statistics on student loan debt and repayments.

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